Upon acceptance of your offer, the next step is to appoint a conveyancer. From our experience, selecting a proficient local solicitor is vital for a smooth, timely property purchase with minimal stress. Once more, we collaborate with local firms ready to assist you in this process.
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Clear communication is our priority, ensuring that you're always in the loop and connected to everyone involved in the property chain. This proactive approach keeps the process moving smoothly, allowing you to acquire your new home with ease.
Determine your preferences and requirements
Before you start your property search, it's essential to clearly define your requirements and preferences. Consider factors like the size of your growing family, the number of bedrooms you need, the importance of additional features like toilets or en-suite bathrooms, and your energy efficiency priorities. Don't forget to think about your preferred garden size and establish a realistic budget.
Make informed decisions
If you need guidance on obtaining a mortgage approval or if you're a first-time buyer seeking government assistance, we're here to provide unbiased advice. We want to ensure you have all the information you need to make informed decisions.
When it comes to property viewings, we recommend distinguishing between critical must-have features and desirable ones. This will make the viewing experience more enjoyable and focused.
We’ll navigate you through the process
If you're selling a property while looking to buy, it's advisable to have a sale agreed on your current property before making an offer on a new one. However, if you're a first-time buyer, this requirement may not apply to you, and you could be eligible for government assistance specifically designed for first-time buyers. We'll provide information on the available options and help you navigate this process smoothly.
Be open minded
During the viewing it's important to keep an open mind while remaining equally critical. As an example, the property's decor might not align perfectly with your taste, but remember – most things can be altered or improved. Focus on identifying signs of quality and potential, and don't hesitate to ask questions about the maintenance history. It's also a good idea to pay close attention to the heating system and, if possible, take a look at neighbouring properties and gardens.
What happens when you decide to make an offer?
We're here to make sure your purchase (and sale) go off without a hitch. We'll play matchmaker between you and the seller, keeping you informed and confident throughout the process. We'll communicate with other agents in the chain to ensure everyone's on track for the grand finale – exchange and completion. Your solicitor will be handling the legal nitty-gritty by this point, and you'll be in constant communication with them. If any hiccups come along, rest assured we'll swoop in and seek to resolve everything.
Frequently Asked Questions
When you've discovered your ideal home, the next step is making an offer. Remember, the agent represents the seller and aims to secure the best sale possible for them. However, both the buyer and seller share an interest in a swift, hassle-free completion of the sale. At the moment you present your offer, Belvoir will require the following from you: Evidence demonstrating your readiness to proceed. Details of any other properties/sellers in a chain with you, including information about other involved agents and conveyancers. Any specific requests and timelines you have in mind. Verification of your ID and address. Your chosen conveyancer for the transaction. In the case of multiple offers, it's not solely the highest bid that determines acceptance. The probability of a successful sale completion plays a pivotal role in the decision-making process.
In case you haven't secured a mortgage AIP/DIP, we highly advise consulting with a reputable broker. If you're yet to find an advisor, please inform us, as we collaborate with local advisors who are eager to assist.
Feel free to reach out to us to schedule an appointment.
This means people who can move ahead with a purchase. Typically, there are four types of proceedable buyers:
Firstly, there are the First-Time Buyers. These individuals have a deposit secured and have received a mortgage decision in principle (AIP/DIP).
Then, there are the Sale-Agreed Buyers. These are individuals who have an agreed-upon sale and, if further financial assistance is necessary, they already have an AIP/DIP in place.
Additionally, we deal with Cash Buyers. These buyers have the entire purchase price, including the SDLT, readily available in cash.
Lastly, there are Non-Sellers—buyers who don't need to sell a property and have both the deposit and AIP/DIP already prepared.
Top tips
Research the neighbourhood, schools, and amenities to ensure it aligns with your lifestyle and needs.
Set a budget and get pre-approved for a mortgage to determine your affordability and avoid disappointment.
Be diligent when viewing a potential home. Try not to let emotions get in the way of uncovering potential issues.
Mortgage and Solicitors
It's essential to research and compare different lenders to find the most favourable mortgage terms and interest rates that suit your needs. You can do this research yourself, or ask a mortgage broker to guide you.
You’ll need a solicitor to help you through the legal aspects of buying a home. They handle important tasks such as property searches, reviewing contracts, and ensuring all legal requirements are met.
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